Buying an RV: Guide for First-Time Owners

Buying an RV is a big decision and one that shouldn’t be taken lightly. It’s important to do your research, understand the different types of RVs available, and know what to look for when shopping.

In this ultimate guide, we will discuss everything you need to know about buying a new RV – from researching different types of RVs to deciding if purchasing an RV is the right decision for you.

We’ll also provide helpful tips and resources along the way. So whether you’re a first-time RV shopper or simply looking for more information, this guide is for you!

Determine Your Budget for an RV

Before buying an RV, it’s important to determine your budget. To do this, research the different types of RVs on the market so you know what options are available and how much they can cost.

Additionally, use tools such as our RV loan calculator to get an idea of what you can afford and how much money will be needed for the down payment on a purchase. Be sure to calculate any applicable taxes or registration fees when making your calculations.

When determining your budget, make sure to consider any upgrades or special features you may want in your RV. Furthermore, make sure that you factor in other costs such as insurance or maintenance down the line when setting a final budget for your purchase.

By following these steps and properly accounting for all of your expenses, you’ll have a better understanding of what type of RV fits your needs and budget.

Research Different Types of RVs

When buying an RV, research different types of RVs, whether it be a used RV or a new RV, it’s a great way to find the perfect fit for your lifestyle.

Types of RVs to Consider:

• Class A: Class A RVs are the largest and most luxurious type of RV. They come with all the amenities you would expect in a home, such as a full kitchen, bathroom, bedroom, and living area.
• Class B: Class B RVs are smaller than Class A but still offer plenty of comfort and convenience. They typically have a kitchenette, bathroom, sleeping area, and interior space.
• Class C: Class C motorhomes are similar to Class B but slightly larger and more comfortable. They usually have a full kitchen, bathroom, bedroom, and living area.
• Conversion Vans: Conversion vans, also known as Camper Van are vans that have been converted into an RV by adding amenities such as beds, kitchens, bathrooms, etc.
• Fifth Wheel: Fifth Wheel RVs are large trailers that attach to the back of pickup trucks for easy transportation. They usually include amenities such as a kitchenette, bathroom, sleeping area, and living space.
• Pop up Camper: Pop up Campers also known as Folding Trailers are small trailers that can be folded up for easy storage when not in use. They usually include basic amenities such as beds and a small kitchenette or dining area.
• Park Model: Park Models are small mobile homes designed for long-term camping at RV parks or campgrounds. They usually include amenities such as a kitchenette or dining area, bathroom facilities, and sleeping space.
• Toy Hauler: Toy Haulers are large trailers designed for hauling recreational vehicles (such as ATVs) behind them while also providing living accommodations inside the trailer itself.
• Travel Trailer: Travel Trailers are large trailers that can be towed behind cars or trucks for easy transportation from one place to another. They usually include amenities such as a kitchenette or dining area, bathroom facilities, and sleeping space.
• Truck Camper: Truck Campers are small camper units that attach directly to pickup truck beds for easy transportation from one place to another without having to tow anything behind you.

Consider Your Needs in an RV

When it comes to choosing an RV, it’s important to consider how you plan to use it and the type of lifestyle you lead. If you’re looking for a vehicle for taking long trips or to live in full-time, then a larger model with plenty of amenities is likely the best option for you.

On the other hand, if your RV will be used mainly for short family getaways, then a smaller model with fewer features may be a better fit.

No matter which type of RV you choose, there are many features that come standard on most vehicles. Think about the size and weight restrictions of your selected model and make sure that it can hold all of your gear and supplies.

Consider opting for extra storage space if needed, as this will give you more room for any additional items you may need on your journey. Additionally, take into account the sleeping capacity needed; some models contain beds or bunk beds that can accommodate several people, while others may only be suitable for two passengers.

Overall, when selecting an RV, think about how you plan to use your vehicle and what features are most important for your lifestyle. By doing so, you can rest assured knowing that your chosen model has everything needed to make each camping adventure as enjoyable as possible!

Shop Around for an RV that fits your Family

Shopping around for an RV that fits your family’s needs can be a daunting task, but with the right preparation and research, you can find the perfect model for your journey. Look for a new or used RV that matches up with your size requirements, as well as any extra features you desire.

Consider checking out different models and RV brands to get a better idea of what is available on the market. Additionally, be sure to read reviews from fellow RV owners to get an accurate sense of quality and performance.

Ask yourself what kind of trips you plan on taking and how many people will usually be traveling with you. This will help determine which sleeping arrangements are necessary and what size vehicle you should consider purchasing. Be mindful of the length of time you plan to stay in each location; this will give you a better understanding of the power source or generator needed in order to keep your RV running smoothly throughout the entire trip.

Overall, shopping around for an RV that fits your family’s needs can be overwhelming at first, but by researching different options and asking the right questions before making a purchase, you can be sure to find something that meets all of your expectations!

Consider Buying a Used RV

Buying a used RV is an attractive option for many budget-conscious shoppers. It’s important to remember, however, that the lower RV cost might come with some added risks. That being said, there are several advantages to buying a pre-loved recreational vehicle.

Many of the ‘bugs’ that come with a brand new RV have been worked out and older models may have had certain upgrades installed which can provide more value for your money. Used RVs will also typically still retain their warranty and in some cases may even include special financing options from the dealer.

Buying a used RV can be a great way to find the perfect fit for your lifestyle without breaking the bank. However, it is important to inspect the unit thoroughly before purchase to ensure that it is safe and in proper working order.

Check Out Reviews of Different RV Manufacturers

Before investing in an RV, make sure to read as many reviews as you can. Research the different models available and compare their features and price points so that you know what to look for when selecting the right RV brand for your needs.

Look for unbiased reviews from trusted sources and take the time to read through them in order to get a better idea of how reliable each model is. Make sure to check out customer ratings on various websites to get an even more comprehensive understanding of the quality of an RV before committing to any purchase.

Be sure to check the reviews on your local dealers Google business pages. This can give you a better idea of what past customers are experiencing and help you decide if a certain dealer is trustworthy or not.

Additionally, these pages often include photos and videos which provide an even greater level of insight into the dealership’s services and products. Be sure to read through them thoroughly before making your final choice.

You can also talk to other RV owners to get more recommendations and tips. Talking to those who have already gone through the process of purchasing a recreational vehicle can help you make an informed decision, while also giving you an idea of the best dealerships in your area.

Furthermore, don’t forget that asking questions is one of the key steps in deciding what RV will work best for you. Take your time and ask all the questions that come to mind so that you can be sure you’re getting the perfect RV for your needs!

Benefits of Working with RV Dealerships

Working with RV dealerships has a number of advantages for those looking to buy new RVs. First and foremost, RV dealers have access to a wide variety of different types of RVs from well-known manufacturers so you will be sure to find one that suits your needs.

Most reputable RV dealerships can provide comprehensive advice and guidance when it comes to choosing the right type of RV for you. In some cases, they may also offer financing options that can make it easier for customers to purchase an RV without breaking their budget.

Furthermore, purchasing through an RV dealership also offers after-sales service and maintenance which can provide added peace of mind in knowing that any issues with your RV can be promptly addressed by experienced technicians.

RV dealerships not only have a wide array of recreational vehicles to choose from but they also provide knowledgeable advice and convenient access to parts and accessories, ensuring today’s travelers have all the necessary tools for adventure. Feel free to check out our RV Dealership directory to find a dealership close to you!

Test Drive or View in Person

Make sure to compare different RVs to find the one that fits your budget, lifestyle, and preferences best. If you’re considering purchasing a motorized RV, it’s important to take it for a test drive. This will help you determine if the engine runs smoothly and if all of the features are functioning correctly.

However, if you’re looking at towable RVs, it’s still important to view them in person and inspect both the interior and exterior for any signs of wear or damage. Inspection of the pin box is absolutely necessary as this is where your fifth wheel hitch will hook up to.

When in doubt, it’s a good idea to consult with a trusted expert in order to make an informed decision. With the right preparation and research, you can find the perfect RV for your needs that will provide years of fun and relaxation!

Know how to Match an RV Trailer with your Tow Vehicle

When matching an RV trailer to your tow vehicle, it is important to assess weight, load capacity, and safety features. Every trailer and tow vehicle has a Gross Vehicle Weight Rating (GVWR) that indicates how much they can safely carry.

Be sure to check both your trailer’s GVWR and the maximum tow rating of your vehicle together in order to ensure they can handle the total weight of the trailer and its contents. Many tow vehicles such as trucks have their towing capacity and other important specs listed on a sticker, typically found inside the driver’s door jam.

Weight Ratings with Descriptions:

GVWR- Gross Vehicle Weight Rating:

The maximum loaded weight of a vehicle

GCWR- Gross Combined Weight Rating:

The maximum towing weight of a vehicle

GAWR- Gross Axle Weight Rating:

The maximum weight on each vehicle axle

GTW- Gross Trailer Weight:

Total weight of a trailer

TW- Tongue Weight:

Total weight at the coupling point

Curb Weight:

Total weight of an empty vehicle

Dry Weight:

Total weight of a vehicle without fluids

Payload:

Total weight of any cargo and passengers (including the tongue weight)

It is important to check this and fully understand this before attempting to tow with your vehicle in order to ensure that it can safely handle the weight of your trailer and all its contents. Make sure you are aware of your vehicle’s maximum towing capabilities and do not exceed them.

Additionally, make sure you have sufficient braking power to slow down or stop the RV when needed. Visually inspect your vehicle’s hitch system and use appropriate accessories such as sway-control bars or weight-distributing hitches for heavier trailers.

Knowing your dry weights and loaded weights, while keeping all safety features up-to-date will keep you, your passengers, and other drivers safe on the road.

Get Pre-Approved for RV Financing

Getting pre-approved for RV financing is an important step in the process of purchasing a recreational vehicle. It helps to give you a better understanding of what your budget should be and what kind of rates or financing terms you can expect.

Before getting pre-approved, review your credit report and score to ensure everything is accurate and up-to-date, as these will affect your ability to secure an RV loan with a lender. Gather all of your financial documentation such as pay stubs, bank statements, tax returns, and more.

Finally, contact different banks or lenders to compare rates and loan amounts. Pre-approval will help provide assurance that you can afford the RV of your dreams while also getting the best terms and interest rates available!

Hire a Professional RV Inspector

Before signing on the dotted line or handing over a down payment on an RV purchase, it’s important to always hire a professional third-party RV inspector.

An experienced and knowledgeable inspector will provide an unbiased assessment of the RVs condition both inside and out, including the roof, walls, plumbing, electrical, propane systems, tires, brakes, and more. They should have specialized experience or certifications that make them well-versed in all aspects of the RV industry.

Most importantly, they can detect any potential problem areas or potential hazards you might not be aware of during your own inspection. Hiring an inspector can ultimately help you save money and give you peace of mind before making such an expensive commitment!

Read our blog post about 7 Reasons why an RV Inspection is Essential!

Negotiate RV Prices & Terms

Negotiating the price and terms of an RV loan is an important step that should not be overlooked. Doing research on the current market value of the RV can give you a better idea of what a fair and reasonable price would be.

Additionally, consider any extras, such as extended warranties or service contracts, that may add to your total costs. Also don’t be afraid to negotiate on financing terms, such as loan duration, interest rate or amount borrowed.

Shopping around for different lenders may even help you get more favorable terms. Remember to never get in a rush and have all your facts prepared ahead of time so you can confidently navigate the negotiation process and come out with the best deal possible!

RV Insurance for Peace of Mind & Safety

Securing RV insurance is important for peace of mind and safety, and in some cases, it may be required by a lender if you are taking out an RV loan to buy your new or used RV. Speak with multiple insurance companies about the coverage levels you need and their payment plans to find the best deal that fits your budget.

Ask about discounts for loyalty or bundling multiple policies from the same company. When looking into different policies make sure they cover any special items such as a portable generator or outdoor accessories like a satellite dish attachment.

Make sure that you understand what is covered by the policy and make sure there are no gaps in coverage. Having RV insurance can help provide some peace of mind and protect you against financial losses in the event of an accident or other unforeseen circumstances.

When living in an RV full-time, it is important to find an insurance company that understands this lifestyle and allows you to be insured as a full-time RVer. Always be upfront and honest about your situation so that any future claims are not denied due to lack of disclosure or the suspicion of hiding information from the insurance company. Many insurance carriers provide coverage for full-time RVers; doing your research is key to finding one that works best for you!

Consider an RV Extended Warranty

Purchasing an RV Extended Warranty can be a great investment for new RV owners. An extended warranty will provide coverage for a wide range of repairs and replacements that are not covered by the manufacturer’s warranty, such as a generator breakdown or refrigerator malfunction.

It will also provide added peace of mind when traveling, knowing that if something goes wrong, there is protection in place to help cover the cost of repairs. An extended warranty can often save an RV owner from large repair bills and provide coverage for items that may otherwise have been excluded from the original manufacturer’s warranty.

In addition, it often includes roadside assistance to help with any unexpected breakdowns or accidents that occur during travel. Ultimately, an extended warranty can be a beneficial purchase for any RV owner looking to reduce stress while on the road and minimize costly expenses due to unforeseen repairs.

Must have RV Accessories

When purchasing an RV, it’s important to consider the necessary accessories to make your traveling experience as smooth and safe as possible. First, items for safety should always be a priority. This can include things like fire extinguishers, first aid kits, and emergency roadside kits.

Beyond safety items, other must-haves include fresh water hoses, sewer hoses, adapters, electrical cords, and adapters for connecting to a 30 or 50 Amp campsite. Leveling blocks or jacks to help stabilize the RV while parked, and don’t forget to use wheel chocks!

As far as comfortability is concerned it may be helpful to invest in outdoor furniture, such as extra awnings, patio mats, or chairs, along with bike racks and covers for protection from the elements.

In addition, many RV owners choose to upgrade basic appliances like television sets and mattresses for added convenience and comfort. Ultimately, by outfitting your RV with the right accessories you can be assured of a smooth and comfortable journey no matter where your travels take you.

After Care & Maintenance for New RV Owners

After you buy an RV, proper care and maintenance are essential for keeping your investment in good condition and ensuring a safe, enjoyable journey. If you settled on a used RV, thorough cleaning or sanitization to start fresh is a great starting place for most RV owners.

Regularly check fluids and filters, inspect brakes, lubricate door locks and hinges, monitor all electrical connections, maintain the roof, and seals, solar panels, test propane systems and perform basic interior cleaning.

Depending on the severity of any project’s complexity or duration you may want to enlist the help of a professional. Staying knowledgeable about routine maintenance will help keep your RV in top condition as it ages.

There are many RV Facebook groups out there full of RV enthusiasts that are always quick and willing to lend a helping hand to the RV community. Routine maintenance can also be a great way to get into the habit of pre-trip inspections before any long-distance travel.

Summary

This article provides an overview of the buying process when purchasing a recreational vehicle (RV), from the budget, RV types, RV research, and pre-approval for financing to hiring a professional RV inspector.

It also discusses negotiating price and terms, as well as necessary aftercare and maintenance for keeping your new RV in top condition. Knowing what steps are involved in buying an RV will help you make an informed decision and make the best decisions possible, while proper maintenance can ensure the safety and longevity of your investment.

We hope that with these tips you’ll feel a little more confident and educated when buying your first RV, by taking the time to educate yourself you are now one step closer to living that RV Lifestyle. Happy Camping!

Buying an RV FAQ

Is it Financially Smart to buy an RV?

Yes, buying an RV can be a financially smart decision—depending on your needs, budget and lifestyle. An RV gives you the flexibility to travel whenever and wherever you want. It eliminates the need for hotel stays or expensive flights every time you want to take a vacation. As long as you maintain it properly, buying an RV is generally considered a good long-term investment.

What is the Best RV?

The best RV for you depends on your needs, budget, and lifestyle. Do some research online to see what different types of RVs are available and decide which one best fits your needs. Consider factors like size, weight, price, the number of people it can accommodate, along with safety features.

What is the True Cost of Owning an RV?

The true cost of owning an RV will depend on individual needs, but basic expenses such as insurance, registration, and maintenance should be considered. To get a better idea of the total costs associated with buying and owning an RV it is best to consult an accountant or financial advisor.

What is the Downside of Owning an RV?

The downside of owning an RV can include RV insurance costs, maintenance and repair expenses, RV storage fees, fuel expenses, and the need for additional liabilities. An RV requires a lot of attention to keep it in good condition—so be prepared for any unexpected RV costs that may come up.

Should I Hire an RV Inspector?

Hiring an RV inspector is a good idea, especially if you are buying a used RV. An inspection can detect any pre-existing issues that may not be visible to the naked eye, and help ensure that your new RV is safe and up to code. It’s important to find an experienced and certified pro who knows what to look for!